We are proud to be a company in the Treasure Valley that is veteran operated and we salute our fellow service members for their service and dedication to this great country of ours. As a veteran, once you’re ready to buy a house, you have a few extra options and bonuses afforded to you that you should be aware of. We’ll take a look at those benefits today and show you how you can take advantage of them as you buy your first home. And remember, you are always welcome to contact us to help you along through any part of the buying process (even if you aren’t a veteran!). You can start by calling us at: 208-472-8606. We can’t wait to be part of your next home buying journey.

Veteran Benefits For Home Buying

As a veteran, you’ve served your country and now it’s time to take advantage of the support of a grateful nation. According to the US Department of Veterans Affairs, qualified veterans are entitled to a few home-buying related benefits that you should definitely leverage when buying your next home. Here are the basic tenets of those benefits:


VA home loan programs may be used to obtain homes, condominiums, or manufactured homes; refinance an existing home loan; or install energy-saving improvements. VA offers these three main types of guaranteed home loan benefits:

  •  Purchase Loans
  • Cash-Out Refinance Loans
  • Interest Rate Reduction Refinance Loans
  • Delinquency Assistance


Benefits For Veterans With Different Backgrounds and Needs

While we covered the basic benefits the VA offers veterans when it comes to buying or refinancing a home, the VA also extends benefits and assistance to those with different needs or backgrounds. For example, they offer:


  • Native American Veterans Benefits (for living on Federal Trust Land)

  • Grants for Adapted Homes for Disabled Veterans

  • Help for Homeless Veterans


Check with your local VA office to see if you qualify for any of the above benefit programs. Depending on your needs, you can get help to access the tools you need to keep and maintain a home that’s right for you, and that, my friends, is part of the true American dream.


Where to Get Started

To see which benefits you qualify for, head over to the VA’s official home buying portal here: https://explore.va.gov/home-loans-and-housing. While you’re there you can learn more about these programs and even get a detailed checklist that will lay out exactly what you need to take advantage of these amazing programs that have helped the families of American veterans across the US achieve their dream of homeownership for generations.


To apply for your Certificate of Eligibility (COE) you will need to go to this page on the VA’s website and fill out all the applicable forms: https://www.va.gov/housing-assistance/home-loans/how-to-apply/

Make sure that you have a few hours free to see the process through from start to finish. You’ll need things regarding your financial and service history like:


  • Documentation of proof of income
  • A DD-214 or equivalent document
  • Certification that you will occupy the home
  • Credit history and current scores


Now, there is a lot of paperwork, but it is worth it in the end to take advantage of these amazing benefits that your service and sacrifice has earned. To access a great illustrated guide to the entire veteran home buying experience, check out this infographic. And, as always, remember to keep the real estate experts here at Boise’s Best in mind when you are searching for your next home. If you have any questions on this process or any other real estate related questions, please give us a call at: 208-472-8606.